Radiant Capital (RDNT) is a cross-chain DeFi lending protocol that lets users deposit assets on one blockchain and borrow on another without bridges. Learn how RDNT works, its tokenomics, real user experiences, and why it stands out in DeFi.
Radiant Capital
When you think about Radiant Capital, a cross-chain decentralized finance protocol that lets users lend and borrow crypto without intermediaries. Also known as Radiant V2, it connects lending pools on Ethereum, Arbitrum, BSC, and other chains so your crypto can earn interest no matter where it lives. Unlike older DeFi platforms that lock you into one blockchain, Radiant Capital lets you deposit USDT on Arbitrum and borrow ETH from the Ethereum pool—all in one transaction. It’s built for users who want flexibility, not gatekeeping.
It works by pooling crypto from lenders and matching them with borrowers who put up collateral. The protocol uses real-time oracle data to adjust loan-to-value ratios and automatically liquidate undercollateralized positions. What makes it different? It doesn’t just support popular tokens like BTC and ETH—it also lists lesser-known tokens from emerging chains, giving early adopters access to yield farming opportunities most platforms ignore. You can earn interest on your stablecoins, use your NFTs as collateral, or even borrow against your staked assets—all without leaving your wallet.
Radiant Capital doesn’t just connect chains—it connects people. Traders use it to leverage positions without selling holdings. Investors use it to generate passive income from idle crypto. And developers build on top of it because its open-source code lets them plug into a live, multi-chain lending engine. It’s not perfect—there have been smart contract audits, liquidity risks, and occasional gas spikes—but it’s one of the few protocols that actually works across chains without requiring bridges or wrapped tokens.
What you’ll find below are real, up-to-date breakdowns of how Radiant Capital fits into the bigger picture of DeFi. You’ll see how it compares to Aave and Compound, what tokens are most profitable to lend right now, and why some users are moving away from it. You’ll also find warnings about fake airdrops pretending to be tied to Radiant, and guides on how to safely interact with its interface. No fluff. No hype. Just what’s actually happening on the chain.